PANAMA · CO INVESTMENT
Altos de Maria
Altos de María, Panama (highlands)
7HA · Pre-sales in 8 months · Cool highland climate
70–250% projected ROI. 7-hectare highland co-investment in Panama — pre-sales open in 8 months, 2-year full cycle, retiree-grade cool climate at altitude.
Investment terms
Capital protection
Your capital buys a defined land allocation inside the 7HA project — registered, asset-backed, with the underlying land carrying value before any development begins. As infrastructure (water, electricity, roads, lotification) goes in, land value compounds. Land is the floor; development is the upside.
Entry $125,000–$150,000 — capital contribution into the 7HA development against a registered land allocation inside the project. Total project size $750,000. Pre-sales window opens at the 8-month mark, providing earlier liquidity than the full 2-year cycle.
Value creation
4 levers we pull to multiply the asset value.
01
Lotification & legal structuring
Subdivide the 7HA into individually titled lots — each lot a separately sellable, registered asset. Multiplies liquidity over a single bulk land sale.
02
Highland infrastructure
Bring water, electricity, and road access to the highland site. Each utility connected lifts price-per-m² before any villa is built — pure land-value compounding.
03
Retiree-targeted positioning
Cool mountain climate at altitude — distinct from coastal projects, attractive to retirees seeking year-round 18–24°C weather. Panama's pensionado visa makes this a residency play, not just a real-estate one.
04
International sales channel
Distribute lot inventory through our EU + US resale network. Pre-sales open at the 8-month mark — early-window buyers get priority pricing before public release.
Exit paths
3 ways to exit. End-to-end execution.
01
Hold & resell as titled lots
Pre-sales liquidity at month 8
Hold the allocated parcel through infrastructure buildout and lotification. Sell as titled lots starting at the 8-month pre-sales window — earliest exit liquidity in the highland portfolio.
02
Build & sell highland villa
Construction margin · 2-year cycle
Use the lot allocation to build a villa through our construction team. Sell at delivery — vertical build stacks land + construction + branding margins for the high end of the 70–250% ROI band.
03
Build & rent to retirees
Long-term rental cashflow
Build a villa, rent long-term through our property management team. Highland climate is a year-round draw for North American and European retirees on Panama's pensionado program.
Investor advantages
01
Developer-operator
Legal structuring, infrastructure, construction, sales, property management, all under one roof.
02
International resale network
Active EU + US channels for finding buyers when you exit. We handle the resale process directly.
03
Highland climate
Cool mountain climate at altitude — distinct from coastal projects, attractive to retirees.
Risk & disclosure
We say what we don't know.
ROI estimates assume sales velocity at target pricing. Highland projects depend on infrastructure access (road, water, electricity) and seasonal demand cycles. Development timeline subject to permitting.
Read full investor disclosuresTalk to the founders directly
Have questions about Altos de Maria? Marek or Noelia will reply within 24 hours.
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